Business Health Insurance

Turning 26 is exciting, but losing coverage under a parent’s health plan can create a stressful insurance cliff if you do not know your exact dates. The good news is that New York gives you options. You may qualify for a Special Enrollment Period (SEP), Essential Plan coverage, or a Qualified Health Plan (QHP) with… Read more

Category: finalexpense Planning for funeral expenses may feel uncomfortable, but the numbers make the conversation worthwhile. In 2026, a traditional funeral with burial can cost thousands of dollars before a cemetery plot, headstone, or opening and closing fees are added. For families in Florida, Georgia, Texas, Tennessee, North Carolina, South Carolina, Virginia, and New York,… Read more

Compliance note: Individual NPN: Stephen Jackson: 20707378 | Corporate NPN: Super Senior Services: 21536694 WordPress category: businesshealth If you are a New York small business owner reviewing your 2027 health insurance renewal in early October 2026, you may be comparing another traditional small-group plan with an Individual Coverage Health Reimbursement Arrangement, commonly called an ICHRA.… Read more

Updated Monday, October 5, 2026 If you have Original Medicare and Part B, you may soon see a one-time $90 Medicare Improvement Fund Premium Rebate. Most eligible beneficiaries should receive the payment around October 8, 2026. That is helpful news, but it should not distract you from the bigger fall task: reviewing your Medicare coverage… Read more

Planning for funeral expenses is not an easy conversation. However, making a thoughtful decision today can spare your family from rushed choices, unexpected bills, and financial stress later. Two common options are prepaid funeral plans or funeral trusts and final expense insurance, sometimes called burial insurance. Both can help prepare for end-of-life costs, but they… Read more

Losing job-based health insurance can create two urgent questions: How do I stay covered, and which option protects my budget? For New Yorkers, the decision may involve COBRA continuation coverage or a Qualified Health Plan (QHP) through the New York State of Health Marketplace. The right choice depends on your income, doctors, prescriptions, expected healthcare… Read more

It’s Thursday, October 1, 2026-and the 2027 Medicare plan-shopping window is officially open. You can now review and compare 2027 Medicare Advantage and Part D options on Medicare.gov, even though Medicare Open Enrollment runs from October 15 through December 7, 2026. Any changes you make during that enrollment period generally take effect January 1, 2027.… Read more

If you lost your New York Essential Plan coverage this summer, you are not alone, and you still may have options. Approximately 450,000 New Yorkers were affected when the Essential Plan eligibility tier for people earning between 200% and 250% of the federal poverty level (FPL) ended on July 1, 2026. For many households, this… Read more

Talking about funeral and burial costs can feel uncomfortable. However, planning ahead is one of the most caring financial decisions you can make for your family. Final expense insurance, also called burial insurance, is designed to provide a smaller life insurance benefit, commonly $5,000–$25,000, to help cover funeral services, cremation or burial, transportation, cemetery expenses,… Read more

WordPress category: businesshealth If you own a New York business, your 2027 group health insurance renewal deserves more than a quick glance at the new monthly premium. The renewal packet may show one percentage, but that number can reflect several different changes: medical costs, prescription spending, employee demographics, plan design, network pricing, and your business’s… Read more