Penny

If you’ve been checking your mail lately, you might have received a notice that feels a bit like a "cliffhanger": and not the good kind. As of July 1, 2026, roughly 450,000 New Yorkers found themselves facing what’s being called the "Essential Plan Cliff." Due to recent shifts in federal funding, New York had to… Read more

If you’ve been on the New York Essential Plan for a while, July 1, 2026, probably felt like a bit of a shock. For about 450,000 New Yorkers: specifically those of us in the 200% to 250% Federal Poverty Level (FPL) bracket: the “Essential Plan Cliff” became a reality. Because of federal funding shifts, the… Read more

If you’re running a business in the Empire State, you already know that New York does things a little differently. From the best bagels in the world to the unique rhythm of the subway, our state has its own set of rules. The same is true for health insurance. Navigating the world of group health… Read more

As a small business owner in New York, you know that your employees are the heartbeat of your operations. From the bustling streets of Manhattan to the quiet corners of the Hudson Valley, your team works hard to keep your dream alive. Naturally, you want to take care of them. However, when you start looking… Read more

If you’ve been feeling a bit of "insurance vertigo" lately, you aren’t alone. On July 1, 2026, the landscape shifted for nearly 450,000 New Yorkers. We’ve been calling it the "Essential Plan Cliff," and if your income falls between 200% and 250% of the Federal Poverty Level (FPL), your $0 premium Essential Plan coverage officially… Read more

{ “@context”: “https://schema.org”, “@type”: “BlogPosting”, “headline”: “How Final Expense Insurance Gives Families One Less Thing to Worry About in 2026”, “articleSection”: “finalexpense” } As we navigate through 2026, the world continues to change at a rapid pace. While we often focus on the joys of retirement: spending time with grandchildren, traveling, or finally finishing those… Read more

Running a small business in New York is an exhilarating challenge. Between navigating the fast-paced market of the Empire State and managing your daily operations, you also face the critical task of attracting and retaining the best talent. In today’s competitive landscape, offering a quality health insurance package isn't just a "nice-to-have": it is often… Read more

As we look toward 2026, the landscape of Medicare is undergoing some of its most significant shifts in years. If you are approaching 65 or already navigating the complexities of your healthcare coverage, you might feel a bit overwhelmed by the technical jargon and shifting regulations. We understand that your health insurance isn't just a… Read more

For New York small business owners, the annual dance with health insurance premiums often feels like a steep climb with no peak in sight. However, a significant announcement from the New York State Department of Financial Services (DFS) has shifted the landscape for 2026. If you manage a business with 2 to 100 employees, you… Read more

Planning for the future is one of the greatest gifts you can give your family. While it is never easy to discuss end-of-life arrangements, taking the time to secure a Final Expense Insurance policy ensures that your loved ones aren't left with a heavy financial burden during an already difficult time. At Super Senior Services,… Read more